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  • Choosing Your Work Comp Provider: Four Qualities to Look For

    04/11/2017

    Workers compensation insurance is considered a necessary evil for many employers in Missouri. It is required in Missouri for one simple reason: to protect employees and employers. The “no-fault” coverage protects both parties when an employee is injured on the job. Employees are provided medical treatment for their injuries at no cost and reimbursed for lost wages if they are unable to return to work during recovery. The employer, in turn, is protected against lawsuits due to injuries.

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  • New Hires Shouldn't Mean New Injuries

    03/27/2017

    You hire new employees with the intent to maintain or increase your production and profitability, and not to increase your workplace injuries. Unfortunately, safety in the workplace is often overlooked on the new hire checklist. In fact, 40 percent of injured employees have been on the job less than one year (Occupational Safety and Health Administration). You can reduce your new hire risk and work comp expenses without increasing your business expenses.

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  • Telehealth Services Save Time and Money

    02/23/2017

    Health care costs in the US are rising, and work comp expenses have reflected this rise. Fifteen years ago, medical claims represented half of total claims costs—the other half was indemnity. Today, medical outweighs indemnity by almost 20 percent. While there is little business owners can do about the rising expense of health care, they can manage medical costs. One method is implementing telehealth technologies.

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  • Recent Study Shows Three out of Four Drivers Improve Driving with Collision Avoidance Technology

    11/17/2016

    Missouri Employers Mutual partnered with the MU College of Engineering for groundbreaking research on the effect of collision avoidance technology (CAT) devices on drivers’ behavior. The research provides valuable insights about decreasing vehicle accidents, which are the number one way to die on the job in the United States. Learn more about the study and how CAT devices can effect safety on the job.

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  • OSHA Ruling Brings Changes to Post-Incident Drug and Alcohol Testing Boundaries

    11/01/2016

    The Occupational Safety and Health Administration (OSHA) recently recommended changes to workplace post-incident drug and alcohol testing practices. The changes provide boundaries around employer post-incident drug and alcohol testing. The new regulations go into effect Dec. 1, 2016 so now is the time to learn more.

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  • Heather Von St. James: Why I Fight

    Tue, 23 May 2017 14:32:00 +0000

    Heather Von St. James was diagnosed with mesothelioma three months after her daughter was born and was given 15 months to live. She fought back and over the last 11 years, has dedicated her life to fighting for a ban on asbestos. This is her story, in her words.

    “Was your dad a miner or did he work in construction of any kind?”

    These are not the typical questions that you get from your doctor when you’ve just been diagnosed with cancer. But I was being asked those questions for a reason. I was 36 years old and found out I had a nefarious and rare cancer called mesothelioma, the cancer almost always caused by asbestos exposure.

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  • May 2017 Product Innovations [Photo Gallery]

    Tue, 23 May 2017 13:56:00 +0000

  • Brooklyn Construction Company Owner Indicted for Manslaughter

    Mon, 22 May 2017 16:31:00 +0000

    Workers’ safety concerns and industry protocols allegedly were ignored prior to a wall collapse that killed a young, inexperienced worker.

    The owner of a Bedford-Stuyvesant construction company and his businesses have been indicted on manslaughter and other charges after a wall collapsed at an excavation site, killing construction worker Fernando Vanegaz and injuring two others.

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  • NSC: 7 Driving Safety Tips for Memorial Day Weekend [Photo Gallery]

    Mon, 22 May 2017 14:28:00 +0000

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  • Regulation to Expand Safety at California Oil Refineries

    Fri, 19 May 2017 17:53:00 +0000

    California’s Department of Industrial Relations (DIR) Occupational Safety and Health Standards Board passes regulation outlining new safety order.

    A new regulation in California aims to improve workplace safety and health at oil refineries across the state.

    The state’s Department of Industrial Relations’ (DIR) Occupational Safety and Health Standards Board approved the rule, which provides a standardized framework for anticipating, preventing and responding to hazards within the refinery sector.

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