At Missouri Employers Mutual we are focused on one thing: our corporate vision of safe, healthy and injury-free workplaces. We’re proud that the number of MEM policyholders who go a full year with no injuries is steadily increasing. Last year, 86 percent of them were injury-free.
In our own offices, we’ve been injury-free for a while—10 years, to be exact! On July 11, we celebrated a full decade without a single lost-time injury in our four office locations across Missouri.Read more
Workplace injuries and illnesses have a major impact on your bottom line. The U.S. Department of Labor Occupational Safety and Health Administration estimates that employers pay almost $1 billion per week in direct workers compensation costs alone. In Missouri, more than 25,000 nonfatal injuries occur each year, devastating families emotionally and financially, reducing businesses’ productivity and driving up work comp insurance premiums.Read more
Workers compensation insurance is considered a necessary evil for many employers in Missouri. It is required in Missouri for one simple reason: to protect employees and employers. The “no-fault” coverage protects both parties when an employee is injured on the job. Employees are provided medical treatment for their injuries at no cost and reimbursed for lost wages if they are unable to return to work during recovery. The employer, in turn, is protected against lawsuits due to injuries.Read more
You hire new employees with the intent to maintain or increase your production and profitability, and not to increase your workplace injuries. Unfortunately, safety in the workplace is often overlooked on the new hire checklist. In fact, 40 percent of injured employees have been on the job less than one year (Occupational Safety and Health Administration). You can reduce your new hire risk and work comp expenses without increasing your business expenses.Read more
Health care costs in the US are rising, and work comp expenses have reflected this rise. Fifteen years ago, medical claims represented half of total claims costs—the other half was indemnity. Today, medical outweighs indemnity by almost 20 percent. While there is little business owners can do about the rising expense of health care, they can manage medical costs. One method is implementing telehealth technologies.Read more
The American Society of Safety Engineers (ASSE) will become the American Society of Safety Professionals (ASSP) after a 'historic' vote.
Engaged workers can lead to an increase in productivity and a positive impact on a company's bottom line.
A Massachusetts behavioral health facility faces $207,690 in proposed penalties from OSHA for violations found while the agency was conducting a follow-up inspection.
ProPublica Staff Writer Michael Grabell and NPR’s Howard Berkes document how insurance companies are using a Florida law to get undocumented workers arrested and deported when they get injured on the job.
A September 12 EHS Today-hosted webinar, sponsored by C.A. Short Company